OUR STORMS HAVE CHANGED.
SO SHOULD THE WAY WE BUILD.
Florida’s hurricanes are faster, stronger and more destructive. Our coastal cities are on the front line. Let’s give them a fighting chance by building them stronger.
Concrete masonry weathers the toughest storms. It’s inherently resilient, adapting to today’s risks and meeting tomorrow’s standards.
CMU IS
FORTIFYING FLORIDA
HURRICANES
TAKE A HEAVY TOLL
From life safety to livelihoods, hurricanes carry a high price tag.
Building with CMU can help minimize the impact and help communities recover quickly.
HURRICANE
WIND SPEED
TOTAL DAMAGE (IN BILLIONS)
IRMA
185 MPH
$64 B
MICHAEL
160 MPH
$31.2 B
IAN
150 MPH
$119.6 B
HELENE
140 MPH
$78.7 B
MILTON
180 MPH
$34.30 B
REF: www.ncei.noaa.gov
During Hurricane Ian, 3 million Floridians lost power and more than 52,000 structures were damaged in Lee County alone.
12+ insurance carriers have exited the Florida market since 2020.
Insurance availability is rebounding, but the average insurance premium reached $3,023 in 2025, a 34% increase from Q4 2022.
STRONGER STORMS
DEMAND STRONGER BUILDINGS
Along Florida’s entire coast, buildings need to weather more than 140 mph winds.
What happens as wind speeds increase?
AT 140 MPH
light objects become projectiles
AT 150 MPH
larger objects (pieces of structural wood, parts of siding, roofing) can puncture walls
AT 160 MPH
large, heavy debris (timbers, large roof components) becomes airborne, penetrating most walls
[IBHS Hurricane Michael wind damage assessment]
THE NEXT BIG STORM IS COMING.
DON’T LET FLORIDA HIT ITS BREAKING POINT.
RETHINK BLOCK.
WE’LL MAKE IT EASY.
Enter your email to receive important resources and updates from the Beauty of Block.
MATERIAL ADVANTAGES
FEATURE
BENEFIT
STRUCTURAL RELIABILITY
Performs under wind, impact, uplift and lateral loads—ideal for high-risk storm regions.
NON-COMBUSTIBLE AND DURABLE
Resists fire, pests, moisture and salt-air corrosion without added layers
PASSIVE THERMAL PERFORMANCE
Enhances energy efficiency and outage survivability through thermal mass
DESIGN
FLEXIBILITY
Modular detailing accommodates virtually unlimited layout options and applications
PERFORMANCE
THAT PAYS OFF
Lower lifecycle cost, reduced repair frequency and favorable insurance outcomes
NEED DESIGN HELP?
CONNECT WITH A BLOCK DESIGN PROFESSIONAL TODAY!
Complete our simple design assistance form or connect directly with the technical director in your area.
SETTING THE RECORD STRAIGHT
REALITY:
It’s not about spending more—it’s about losing less. CMU lowers maintenance, reduces repairs and cuts insurance risk, especially in high-risk areas. It’s a smart, resilient investment that pays off over time.- In Tampa, CMU costs less than wood framing.
- In Charlotte, Raleigh and Richmond, CMU costs only 3%-4% more than wood, while steel framing is about 6% higher.
A 2021 regional cost study examining the initial cost of construction for multi-residential structures shows CMU to be highly competitive—and often the least expensive—across key Southeastern markets.
REALITY:
Building codes set the minimum — and they struggle to keep pace with worsening weather. CMU naturally offers more: added strength, moisture protection and fire resistance. These benefits come standard with typical construction, with competitive upfront costs and long-term savings.- The average number of billion-dollar weather disasters in the Southeast has nearly tripled — from about 5 per year (1980–2019) to over 13 per year (2020–2024)
NOAA/NCEI, Southeast Climate Region Summary - Coastal flood risk expected to triple by 2050
NOAA, 2023
REALITY:
That sense of security is outdated. Today’s storms don’t stop at the shoreline. As they push inland, they can dump heavy rain, shift paths or trigger tornadoes with little warning. A changing climate means every community must expect the unexpected, no matter how far from the coast.- 78% of flood-damaged homes from Hurricane Debby were outside FEMA flood zones
NAHB, 2023 - 57,000+ Helene-related flood claims came from unmapped areas
FEMA, 2024 - Hurricane Ian caused $112B in damage — much of it 50+ miles inland
FEMA, 2022
REALITY:
Paying more for insurance doesn’t guarantee full protection. Coverage gaps are growing, and many recent storm losses weren’t reimbursed. Insurance helps with recovery, not prevention. Choosing resilient materials like CMU protects your investment before disaster strikes.- 12+ insurers have exited Florida since 2020
Florida Office of Insurance Regulation, 2023 - <1% of inland homes affected by Helene had FEMA flood insurance
AIR Worldwide, 2024 - 400,000+ inland homes are underinsured for flood
First Street Foundation, 2023 - Helene caused $30.5–$47.5B in damage, but only $6–$11B was insured
AIR Worldwide, FEMA, 2024
REALITY:
It’s widely used in schools, civic buildings and affordable housing. CMU’s low maintenance and high durability make it a cost-effective choice for the public and private sector alike.REALITY:
Emerging systems may show promise but often lack the inherent fire resistance, moisture durability and long-term structural data required for performance-based design. CMU is noncombustible, flood-resistant, and backed by decades of real-world and lab-tested reliability — making it a trusted choice for high-exposure environments.FLORIDA NEWS SPOTLIGHT
RESOURCES
Explore the resources below for more insights on how architects and engineers are incorporating concrete masonry to enhance the resilience of their designs.